Tax Certification

There are two main routes to getting a tax exemption. They are:

• the segregated assets method

• the unsegregated assets method

Both routes require actuarial certification. However the complexity of this certification will depend on the method taken, as well as the type of pension. To decide which of the above routes is more suitable, you need to consider the following factors:

• The investment strategy of the fund, particularly whether asset returns are derived mainly from income or capital gains;

• The level of capital gains to be realised in the short term;

• The extent of other superannuation liabilities, apart from current pensions.

To use our on-line certification services click here.